Stone Bank FHA Home Loans in Arkansas - Stone Bank
FHA Loans by Stone Bank

Stone Bank FHA Home Loans in Arkansas

An FHA mortgage from a preferred government-guaranteed lender.

FHA home loans are a government-guaranteed mortgage insured by the Federal Housing Administration (FHA). These loans are designed to help first-time homebuyers and low-to-moderate income borrowers in Arkansas and the rest of the country qualify for a home loan.

One of the primary benefits of FHA home loans is that they typically require a lower down payment than conventional mortgages. Eligible borrowers may be able to purchase a home with a down payment as low as 3.5% of the purchase price. Additionally, FHA loans from Stone Bank typically have more flexible credit requirements than conventional mortgages, making it easier for borrowers with less-than-perfect credit to qualify.

FHA loans from Stone Bank also offer competitive interest rates and may offer lower closing costs than conventional mortgages. Additionally, FHA loans have no prepayment penalties, which means you can pay off their loan early without facing additional fees.

To qualify for an FHA home loan, borrowers must meet certain eligibility requirements, including a minimum credit score and debt-to-income ratio. As one of the most experienced lenders of government-guaranteed loans, Stone Bank’s expert home loans team can walk you through the FHA mortgage process to determine if it’s the best choice for your financial needs and real estate goals.

FHA home loans from Stone Bank Home Loans can make the goal of purchasing your first home a reality. Offering lower down payments, more flexible credit requirements, competitive interest rates, and lower closing costs, FHA loans can pave the way for first-time home buyers to afford the house of their dreams. If you’re thinking of buying a home in Little Rock or Central Arkansas, consult one of Stone Bank’s expert home loan lenders today to see if you qualify for an FHA home loan and make the dream of becoming a homeowner a reality.