The U.S. housing market has experienced significant changes in recent months, and these shifts have also affected Arkansans seeking mortgage loans. One crucial factor to consider in this process is the impact of credit scores on current mortgage rates.
If you’re in the market for a new home in Arkansas or considering refinancing your current mortgage, understanding the different mortgage rates available to you is crucial.
If you’re curious about fixed-rate mortgages that offer stability and predictability in housing expenses, let one of Stone Bank’s expert home mortgage lenders help you determine which mortgage option is best for your individual financial situation.
If you’re a first-time homebuyer in Arkansas, it’s important to understand the home buying process and prepare accordingly. Here’s a quick guide from Stone Bank to help you navigate the process.
VA mortgages are home loans that are backed by the Department of Veterans Affairs (VA) and designed to help veterans, active-duty service members, and their families become homeowners.
Stone Bank’s locked rate is a guarantee from us that the interest rate on your mortgage loan will not change once we’ve agreed on the timeframe and terms.
Government-guaranteed home loans from Stone Bank are home loans that are backed by the federal government to help make homeownership more accessible and affordable.
USDA home loans are a government-guaranteed mortgage designed to help borrowers in rural areas purchase a home.
FHA home loans are a government-guaranteed mortgage insured by the Federal Housing Administration (FHA).
With a hot housing market, properties were in high demand and supply struggled to keep up with demand.