Small Business Administration - Stone Bank

Stone Bank is a Top 100 SBA Lender.

With lower down payments, longer terms, and easier qualifications, SBA loans can help pave the way to the business of your dreams. Whether you are expanding your current business or venturing into a new one, a U.S. Small Business Administration loan can help your business grow.

Stone Bank SBA Loans

SBA Loan Programs

Every small business has financial needs, and those needs change from business to business. The SBA has created a variety of loan programs to better meet the diverse needs of small business owners. Stone Bank is approved to offer SBA loan products under SBA’s Preferred Lender and Express Loan programs. Our Boulder Bankers are here to sit down with you and navigate through each loan program to find the right choice for you.

SBA 7(a)

$150,000 - $5 Million

Allowing businesses to borrow up to $5 million to finance construction, purchase real estate or other assets such as equipment.

SBA 504

Up to $15 Million

The SBA 504 loan was created for business owners who want to purchase assets such as equipment or are interested in construction loans and real estate.

SBA Express

$150,000 - $350,000

SBA Express loan funds may be used for working capital, equipment and inventory, business expansion, and purchase of assets.

Let's Talk Small Business Success

Be Prepared.

As with many loans, there is a fair amount of paperwork involved in applying for an SBA loan, and it can take up to a few months to complete. Having all the relevant documents prepared ahead of time can shorten the process. Many of these documents you may already have. Below is a list of documents that are commonly required when applying for an SBA loan.

Business Plan
Profit and Loss Statement Balance Sheet
Financial Projections
Ownership and Affiliations
Business Certificates and Licenses
Loan Application History

Income Tax Returns (both personal and business)
Business Overview and History
Copy of Your Business Lease (if you lease property)
Bank Statements
Schedule of Business Debt

The Application Process


We begin by assessing your credit profile, calculating the amount and use of the proposed loan money, and gathering all the necessary documents.


The SBA Loan Application will require additional forms that will allow your lender to assist you in applying for the loan program that suits you.


If the application is deemed viable, a term sheet will be issued and the underwriting process can begin. The request will be subject to bank approval.