Why Now Is the Right Time to Invest in a CD with Stone Bank - Stone Bank

Why Now Is the Right Time to Invest in a CD with Stone Bank

In an economic climate where uncertainty is the norm and inflation continues to challenge personal savings, one thing is clear: your money should be working as hard as you do. That’s why now is a smart time to consider a Certificate of Deposit (CD)—especially with a trusted community bank like Stone Bank.

Take Advantage of Historically Strong Rates

Interest rates on CDs have reached some of the highest levels in years. While market volatility makes traditional investing feel riskier, a CD offers predictable returns and a guaranteed yield when held to maturity. Stone Bank’s 5-month CD at 5.00% APY is a prime example of how to earn competitive interest in a short period—without sacrificing peace of mind.

This limited-time offer helps you maximize your savings while maintaining liquidity in the near term. Whether you’re setting aside emergency funds, planning a future purchase, or just looking for a safe place to grow your cash, a short-term CD is a smart move.

Why Choose a Community Bank Like Stone Bank?

When you bank with a national chain, your dollars often leave the community. But at Stone Bank, your deposits help fuel local businesses, homebuyers, and farmers—people just like you.

Here’s why investing with a community bank makes a difference:

  • Personalized Service: You’re not a number here. You’re a neighbor, and we treat you that way.
  • Local Decision-Making: Our team knows the communities we serve, and we invest in what matters locally.
  • Trust & Transparency: We offer clear terms, no gimmicks, and real people ready to guide you through every financial milestone.

Why Waiting Could Cost You

CD rates don’t stay high forever. As the economy changes and the Federal Reserve adjusts interest rates, CD offerings may shift downward. Locking in a high APY today can ensure you earn more on your savings—even if rates drop in the months ahead.

And with a minimum deposit as low as $1,000, getting started is easy.

Ready to Reach Your Next Milestone?Open your CD today at Stone Bank and put your money to work—with a rate you can trust and a bank that’s with you for the journey.

This information is for general education purposes only and not to be used as tax or legal advice.

RELOCATION NOTICE

Effective December 31, 2024 all Stone Bank operations in the Little Rock market will be relocated to our new branch office and headquarters building at 12615 Chenal Parkway. This includes all consumer and commercial banking functions, including commercial lending and the interactive ATM adjacent to our current Little Rock location at 900 South Shackleford. The Shackleford location will close on December 31, 2024.

All Little Rock personnel phone numbers and e-mail addresses, as well as your access to our mobile banking app and website will remain the same.

We appreciate your continued business with Stone Bank.

If you have any questions about our relocation to our new Chenal address, or the closure of the Shackleford branch, please feel free to call our Little Rock team at (501) 503-4242.

Thank you.