Mortgages Made for Medical Professionals
As a medical professional, you've dedicated years to your training and expertise, but that often comes with significant financial trade-offs. Student loan debt and limited savings for a down payment can make homeownership feel out of reach.
Stone Bank offers mortgage options designed with medical professionals in mind, helping qualified borrowers overcome some of the traditional barriers to homeownership.
Who May Qualify?
These mortgage options may be available to individuals who hold one of the following degrees or credentials:
✓ Medical Doctor (MD)
✓ Doctor of Osteopathy (DO)
✓ Doctor of Dental Science or Surgery (DDS)
✓ Doctor of Dental Medicine (MD or DO)
✓ Doctor of Optometry (OD)
✓ Doctor of Psychiatry (MD or DO)
✓ Doctor of Pharmacy (PharmD)
✓ Doctor of Veterinary Medicine (DVM or VMD)
✓ Doctor of Podiatric Medicine
✓ Certified Registered Nurse Anesthetist (CRNA)
✓ Physician Assistant (PA)
✓ Registered Nurse (RN)
✓ Nurse Practitioner (NP)
✓ Clinical Nurse Specialist (CNS)
✓ Chiropractor (DC)
✓ Medical residents, fellows or interns with one of the above degrees, such as an MD resident or DO fellow
Teal
- FICO Score
- 680+
- Minimum LTV
- 90.01–100%
- Maximum LTV
- N/A
- Insurance Required
- Yes
- Maximum DTI
- Up to 50%
- Residence Type
- Primary home only
- Loan Amount
- Up to $2 million
Pink
- FICO Score
- 700+
- Minimum LTV
- N/A
- Maximum LTV
- 97%
- Insurance Required
- No
- Maximum DTI
- Up to 50%
- Residence Type
- Primary and second home
- Loan Amount
- Up to $3 million
Silver
- FICO Score
- 700+
- Minimum LTV
- N/A
- Maximum LTV
- 100%
- Insurance Required
- No
- Maximum DTI
- Up to 50%
- Residence Type
- Primary home only
- Loan Amount
- Up to $2 million
Talk With a Stone Bank Loan Officer
Abbi Baldridge | Loan Officer
NMLS ID: #1618556
Email: abaldridge@stonebank.com
Phone: 501-500-5114
Ready to Take the Next Step?
Discover how Stone Bank's mortgage options for medical professionals may help bring homeownership within reach.
Call 501-500-5114 or complete the survey above to get started.
TEAL: The principal and interest payment on a $400,000, 30-year fixed-rate loan at 7.875% and 100% loan-to-value (LTV) is $2,900.28. The Annual Percentage Rate (APR) is 8.142% with estimated finance charges of $10,000. The principal and interest payment, which will continue for 360 months until paid in full, does not include taxes and home insurance premiums, which will result in a higher actual monthly payment. Rates current as of 07/28/26. Subject to borrower approval. Some exclusions may apply.
PINK: The principal and interest payment on a $400,000, 30-year fixed-rate loan at 7.875% and 100% loan-to-value (LTV) is $2,900.28. The Annual Percentage Rate (APR) is 8.142% with estimated finance charges of $10,000. The principal and interest payment, which will continue for 360 months until paid in full, does not include taxes and home insurance premiums, which will result in a higher actual monthly payment. Rates current as of 07/28/26. Subject to borrower approval. Some exclusions may apply.
SILVER: The principal and interest payment on a $400,000, 30-year fixed-rate loan at 7.875% and 100% loan-to-value (LTV) is $2,900.28. The Annual Percentage Rate (APR) is 8.142% with estimated finance charges of $10,000. The principal and interest payment, which will continue for 360 months until paid in full, does not include taxes and home insurance premiums, which will result in a higher actual monthly payment. Rates current as of 07/28/26. Subject to borrower approval. Some exclusions may apply.